Money Tips: Overcoming financial anxiety

When the term financial planning is used many people get a sick and
sinking feeling.
Like math anxiety, financial anxiety can be debilitating.
Below are some tips to help alleviate your money anxiety.

#1. Change your focus
Instead of thinking the financial planning process is drudgery
think in terms of a treasure hunt.
Everyone likes the idea of finding treasure. When planning your
financial future you are either finding hidden
treasures by retracing your steps to find where you have misplaced
your gold, or you are placing your treasure in a safe place to use
later. By changing your focus of what your planning really entails,
you can think clearly and really concentrate on what your goals are.

#2. Have fun.
By having fun when managing your "golden eggs", you allow yourself to
be creative and look at opportunities in an optimistic light. Think
of yourself as royalty or a salty ole pirate who has untold riches of
silver and gold, fine linens and silks from far away lands. Trinkets
specially made from hidden continents and various wonders never
having been seen before. This is all yours, and you decide how to
use it. When we enjoy what we do, we tend to spend more time doing
it.

#3. Relax
Financial trends are like tides of the ocean. Sometimes the tide is
high, other times it is low. But the tide happens all the time.
The most important thing to remember is that it is not the
timing of the market that is important, but the time in the market.
Plan for the long term.
Be patient, relax, and breathe. Don't over react to negative
information (low tide). Low tide may be the best time to get into
the water.

#4. Become an expert about yourself.

What is your attitude about money? Are you one who spends aimlessly?
Do you spend money you don't have?
Do you dream of the big score and don't put anything away just in
case? By understanding your money habits you open the window of
opportunity to overcome perceived money weaknesses. This allows you
appropriately handle your anxiety.

Financial anxiety is real.
Learning to manage your emotions about money is the first step to
overcoming financial challenges you have.

Maximize your dreams.
Overcome obstacles by organizing your life.
Network for net-worth.
Enjoy the moment.
Yield abundance.

That is what having MONEY is all about."

The application of knowledge is wisdom

Todd A. Williams

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Resource Box:

Todd A. Williams is a money coach. He appears regularly on ABC
affiliate Newschannel 5's "Good morning Cleveland."
Todd is the author of "And the cattle upon a thousand hills; money
management for God's people." Visit his site to find out how you can
get a free money tips newsletter
at http://www.moneybytodd.com or